Disclaimer. The app that asks for receipts gives you its own.
Almost nothing — on purpose. Reckoner is an educational, personal-organization tool. No claims are made about income, success, outcomes, or personal change. It offers structure, not results; the results, good or bad, come from your decisions meeting reality.
Not therapy. Not medical, mental-health, legal, financial, or investment advice. Not a crisis service — if you are in danger, people come first: call or text 988 in the US (Suicide & Crisis Lifeline), text HOME to 741741 (Crisis Text Line), call 1-800-799-7233 (domestic violence), or find your country's helpline at findahelpline.com.
Decisions you record here are yours. Verdicts you enter are yours. The app never decides anything for you, and its records reflect what you put in them.
When you take your Reckoner file or a stage contract to an AI, the answers come from that AI — a third-party service with its own limits and its own mistakes. The file orders it to label claims and refuse honestly, but no set of rules makes any AI reliable about everything. Verify before you act. That's not fine print; it's the whole method.
Last updated 2026-07-10